We
specialize in all aspects of
Residential
Property Losses.
On Residential Claims, that
includes:
•
Dwelling
• Other Structures
• Personal Property and
Contents
• Additional Living
Expenses and Loss of Use
Some of
the applicable terms:
ACV (actual cash
value)
RCV (replacement
cost value)
ALE (additional
living expenses)
LOU (loss of Use)
POL (proof of loss)
Code Upgrade
Coinsurance
Period of
Restoration
Mediation
Appraisal
EUO (examination
under oath)
The
vast majority of homeowners
have never read their
insurance policy. Most of
those that have, do not
understand it. Policies have
endorsements and between the
policy, endorsements, etc.,
coverage can be excluded in
one area but given back in
another. We have had
numerous clients whose
claims had been denied until
we were retained. It can be
very confusing. Remember,
the insurance company
adjusters are interpreting
the policy according to
their company guidelines
which serves their best
interest, not yours.
If you do not have a public
adjuster representing you,
your money is being left on
the table at a time when you
need it the most.
Our clients have received up
to ten times the insurance
company’s original offer or
more after we were retained.
Our focus is to maximize the
first offer.
Experience has shown that, after a loss,
a primary goal is
getting your home restored to the pre-loss
condition. Regardless of the type of
loss sustained, an overbearing concern is getting life back
to normal. We understand that your energies
need to be focused on rebuilding - but NOT
at the expense of your claim being handled
thoroughly.
We understand what it takes to resolve
your claim. We know that you don't have the
time to make the dozens of phone calls
required to get your claim the proper
attention. You have a job and a family to
attend to. It is our job to send the faxes,
meet out with your insurance company's
adjuster and prepare our own detailed
construction estimate of what is required to
rebuild your property. Our Adjusters will
treat your home as if it were their home. We
will not cut corners, nor will we rest until
you have received every penny you are
entitled to.
Tel.: 518/ 878-2444 or eMail us
at: info@amclaims.com. We offer FREE property
insurance claim reviews and FREE
coverage reviews.
This advertisement is made under the licensure of Jeffrey Gaul, Public
Adjuster, NYS license No. PA-656989
and Texas license No.: 1537442.
Copyrights 2004-2009, Jeffrey Gaul. Global Alliance™,
AmClaims™, Global One™, iEBSi™, "By your side, On your side"™, "Certain
Situations Justify Other Resources"™ and "Don't
Go it Alone"™ are
trademarks that have international protection, owned by Jeffrey Gaul.
All rights reserved.
™ 
Experience has shown that, after a loss,
a primary goal is
getting your home restored to the pre-loss
condition. Regardless of the type of
loss sustained, an overbearing concern is getting life back
to normal. We understand that your energies
need to be focused on rebuilding - but NOT
at the expense of your claim being handled
thoroughly.