We specialize in all aspects of business property losses.
Claims that include:

• Building
• Inventory and Business Property
• Machinery & Equipment
• Business Loss of Income and Extra Expense
• Business Interruption

FYI.   Some of the related terms are:

ACV (actual cash value)	RCV (replacement cost value)
BI (business income)	EE (extra expense)
POL (proof of loss)	Code Upgrade
Coinsurance	Period of Restoration
Appraisal	Mediation
EUO (examination under oath)

The vast majority of business owners have never read their insurance policy.   Many that have, did not fully understand it.  Policies can include an array of attachments and various nuances such as "endorsements", "floaters", "riders", etcetera.  Wading through all of it can be confusing, as for example, coverage can be included on one page and excluded on another.  We have had numerous clients whose claims had been denied until we were retained, as the claim process can be very confusing too.  Remember, the insurance company adjusters are interpreting the policy according to their company guidelines which serves their best interests.   DON'T GO IT ALONE!   Experience can be critical!

There can also be gray area (wiggle room) that they do not have to consider in order to compensate for the loss.    Said another way, instead of setting forth a minimum proposed settlement offer, we propose a maximum amount, whereby putting you in a better position to hire the needed contractors after you receive that payment.   

Please call us without any obligation.

Our fees.

 There is no up front cost to utilize our services.  You pay nothing until you

 receive payment from the insurance company for your claim.

 Our fees are generally 3 to 10 percent of the insurance claim recovery. 

 The amount of our fee varies by the size of your loss and the complexity

 of your claim, as each claim is uniquely different.

 

If you have sustained a property loss, please do not hesitate to CALL US at: 518/ 878-2444 or eMail us at:  info@amclaims.com.  We offer FREE property insurance claim reviews and FREE coverage reviews.

PLEASE CONTACT US TODAY!